ChatsRatChatsRat

    Terms of Service

    Last updated: January 2026

    Please read these Terms of Service carefully before using ChatsRat.

    1. Acceptance of Terms

    By accessing or using ChatsRat ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

    2. Description of Service

    ChatsRat provides tools to create simulated chat conversation screenshots and videos ("Content") for legitimate purposes including education, entertainment, marketing, and design.

    3. Permitted Uses

    You may use the Service to create Content for:

    • Educational materials and training
    • Entertainment and creative content
    • Marketing and advertising materials
    • App and web design mockups
    • Personal non-commercial projects
    • Professional client work (Agency tier)

    You must clearly disclose that Content is simulated when sharing publicly if there is any reasonable chance of confusion.

    4. Prohibited Uses

    You may NOT use the Service to:

    • Create Content impersonating real individuals without permission
    • Fabricate evidence for legal, financial, or official proceedings
    • Harass, defame, or harm others
    • Violate any person's privacy or publicity rights
    • Create Content depicting illegal activities
    • Violate any applicable laws or regulations
    • Circumvent or abuse the Service's technical protections
    • Share account credentials or access
    • Resell or redistribute the Service without authorization

    ChatsRat reserves the right to immediately terminate accounts engaged in prohibited activities.

    5. User Content and Responsibility

    You are solely responsible for Content you create using the Service. ChatsRat does not pre-screen Content but reserves the right to remove Content and terminate accounts that violate these Terms.

    You retain all rights to Content you create. By using the Service, you grant ChatsRat a limited license to process, store, and display your Content solely to provide the Service.

    6. Intellectual Property

    ChatsRat and its platform, including all software, designs, and trademarks, are owned by ChatsRat and protected by intellectual property laws. You may not copy, modify, or reverse engineer any part of the Service.

    Forensic watermarks embedded in exports are proprietary technology and must not be removed or circumvented.

    7. Subscriptions and Payments

    Paid subscriptions are billed in advance on a monthly or annual basis via Stripe. All fees are in US dollars and non-refundable except as required by law or stated in our 14-day money-back guarantee for annual plans.

    You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period. Upon cancellation, your account reverts to the Free plan.

    8. Account Termination

    ChatsRat may suspend or terminate your account at any time for violation of these Terms, suspected fraud, or abuse of the Service. Upon termination, you lose access to paid features and stored Content may be deleted.

    You may delete your account at any time from account settings. Deletion is permanent and irreversible.

    9. Disclaimers and Limitations of Liability

    THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. CHATSRAT DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.

    TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHATSRAT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

    CHATSRAT'S TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO CHATSRAT IN THE 12 MONTHS PRECEDING THE CLAIM.

    10. Indemnification

    You agree to indemnify and hold harmless ChatsRat from any claims, damages, or expenses arising from your use of the Service, Content you create, or violation of these Terms.

    11. Changes to Terms

    ChatsRat may modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the modified Terms. We will notify users of material changes via email or in-app notification.

    12. Governing Law

    These Terms are governed by the laws of the applicable jurisdiction, without regard to conflict of law principles.

    13. Contact Information

    Questions about these Terms? Contact us at: support@chatsrat.com